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Whether you’re purchasing a car from us or just have questions, our team is here to help you navigate through the purchase process.
Choose Your New Vehicle
Search our inventory and find the car that's right for you.
Get Your Personalized Terms & Rates
Once you’ve selected a vehicle, fill out a credit application and get personalized financing terms and rates emailed to you, without impacting your credit score.
Dinner at Our House or Yours
Complete your purchase either online and have it delivered to you or complete your sale in-store and pick-up.
Things to Consider with Car-Lending
Whether you’re purchasing a car from us or just have questions, our team is here to help you navigate through the purchase process.
Know which type of buyer you are
A buyer with a very good credit score and/or established credit.
This type of buyer will have good credit as well as provable income verification. This type of buyer should always be getting financed through with the best rates.
A buyer who is rebuilding credit or new to establishing credit.
This type of buyer may not have established credit and would not qualify for these type of rates and terms. In many cases this is someone with new or limited credit or rebuilding credit. In the eyes of the bank new or limited credit is similar to someone who is rebuilding their credit.
Understand how mileage factors in
As a buyer with good credit, there shouldn’t be any restrictions on the year and mileage of the car you want to buy.
As a buyer who is rebuilding or new to credit, you will likely have some year or mileage restrictions. The older in the car and more mileage the car has, the more difficult it is to secure a loan if you are new or rebuilding credit.
Plan for your down payment
As a buyer with good credit, in many cases you will qualify for a loan with little or no money down.
As a buyer who is new or rebuilding credit, make sure you’re informed about your down payment as one will be required.
This scenario usually requires a down payment of at least 10-20% of the purchase price down. This type of loans interest rate will usually range from around 8% to as much as 21% depending on your specific case.